x402 List

x402 Protocol Service Directory

PopaDex Personal Finance Reference API

Finance PAYMENT-READY

payment-ready until 2026-08-20

Read-only personal finance reference-data and calculation API for AI agents: tax estimates, disposable-income comparisons, sub-central tax rates, and social-security contribution data.

Pay from $0.01 per request in USDC on Base, settled onchain via the x402 protocol, no signup, no API key needed.

listed 2026-06-12 · no on-chain settlement recorded yet

BASE URL https://app.popadex.com WEBSITE https://popadex.com/personal-finance-mcp/ ENDPOINTS 4 NETWORK Base ASSET USDC MEMBER SINCE 2026-06-12 MONITORED SINCE 2026-06-12

ASSESSMENT

updated 4h ago

Evidence-backed signals, not a single score. Click any chip for the proof. Measured values stay read-only; unknown is honest.

reliability 100%
uptime 24h
100%
uptime 7d
100%
uptime 30d
100%
uptime 90d
100%
response p95
365ms
avg response
197ms
total checks
2,736

Measured on the unpaid 402 handshake, not the paid call. A service can 402 correctly and still fail after payment.

compliance C (13/14): EIP-712 domain parameters present on every EVM entry

13 of 14 x402 conformance checks pass; failing: EIP-712 domain parameters present on every EVM entry. Full checklist below.

jump to compliance checklist

signability route not signable

At least one EVM route on this service returns its 402 without the EIP-712 domain parameters (extra.name and extra.version), so a standard x402 client cannot build the signature for that route.

Measured on the last 402 envelope captured from this service. It is a fact about the envelope, not a judgement on the service or its operator.

This is the only conformance check that caps the compliance grade, at C.

jump to compliance checklist

price $0.01 (p45 in Finance)
price (min)
$0.01
category percentile (min)
p45 in Finance
endpoints / prices
4 / 1
model
flat
stability
100%
risk clean

No deterministic risk flag. Risk fires only on an exact blocklist match, or a reserved-brand name with a mismatched verified payTo. Never from low uptime, a high price, or a model guess.

domain age
-
registrar
-
hosting
custom
domain created
---

Identity facts, not a risk score.

traction $0.00 30d · 0 buyers
volume 30d
$0.00
buyers 30d
0
settlements 30d
0
first settlement
---
last settlement
---
top buyer share
-
trend 7d vs 30d
-
networks
eip155:8453
volume all-time
$0
settlements all-time
0
median settlement 30d
-
max settlement 30d
-
settled via
-

Conservative undercount: only USDC settlements via facilitators we measure are counted. A measured floor, not an estimate.

Top buyer share is a concentration signal, not part of the ranking score.

WHAT IT DOES

ai-derived

Provides personal finance reference data and calculation services for tax estimates and disposable income comparisons

category
finance-api
in
body
financetaxreference-datacalculations

AI-generated summary. The measured data is never altered by it.

ENDPOINTS

Service endpoints with HTTP method, path, description, pricing, and network
METHOD PATH DESCRIPTION PRICE NETWORK ASSET 402 CHANNEL
POST /api/v1/calculations/disposable_income_compare $0.01 Base USDC header
POST /api/v1/calculations/tax_estimate $0.01 Base USDC header
GET /api/v1/reference_data/social_security_rates $0.01 Base USDC header
GET /api/v1/reference_data/sub_central_tax_rates $0.01 Base USDC header
4 endpoints

REQUEST / RESPONSE EXAMPLE

An unpaid request to GET /api/v1/reference_data/social_security_rates returns HTTP 402 with the payment terms. Settle onchain via your facilitator, then retry with the X-Payment header.

// request
curl -i 'https://app.popadex.com/api/v1/reference_data/social_security_rates'
// 402 response (captured by monitor) · 4 payloads · click to expand
[
  {
    "error": "Payment Required",
    "accepts": [
      {
        "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
        "extra": null,
        "payTo": "0x6BF7079D05672646fFC88bD87691b6214B7aad02",
        "amount": "10000",
        "scheme": "exact",
        "network": "eip155:8453",
        "maxTimeoutSeconds": 60
      }
    ],
    "resource": {
      "url": "https://app.popadex.com/api/v1/reference_data/sub_central_tax_rates",
      "tags": [
        "finance",
        "tax",
        "api"
      ],
      "mimeType": "application/json",
      "description": "PopaDex GET /api/v1/reference_data/sub_central_tax_rates",
      "serviceName": "PopaDex"
    },
    "extensions": {
      "popadex": {
        "code": "payment_required",
        "message": "Payment is required for this endpoint"
      }
    },
    "x402Version": 2
  },
  {
    "error": "Payment Required",
    "accepts": [
      {
        "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
        "extra": null,
        "payTo": "0x6BF7079D05672646fFC88bD87691b6214B7aad02",
        "amount": "10000",
        "scheme": "exact",
        "network": "eip155:8453",
        "maxTimeoutSeconds": 60
      }
    ],
    "resource": {
      "url": "https://app.popadex.com/api/v1/calculations/disposable_income_compare",
      "tags": [
        "finance",
        "tax",
        "api"
      ],
      "mimeType": "application/json",
      "description": "PopaDex POST /api/v1/calculations/disposable_income_compare",
      "serviceName": "PopaDex"
    },
    "extensions": {
      "popadex": {
        "code": "payment_required",
        "message": "Payment is required for this endpoint"
      }
    },
    "x402Version": 2
  },
  {
    "error": "Payment Required",
    "accepts": [
      {
        "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
        "extra": null,
        "payTo": "0x6BF7079D05672646fFC88bD87691b6214B7aad02",
        "amount": "10000",
        "scheme": "exact",
        "network": "eip155:8453",
        "maxTimeoutSeconds": 60
      }
    ],
    "resource": {
      "url": "https://app.popadex.com/api/v1/reference_data/social_security_rates",
      "tags": [
        "finance",
        "tax",
        "api"
      ],
      "mimeType": "application/json",
      "description": "PopaDex GET /api/v1/reference_data/social_security_rates",
      "serviceName": "PopaDex"
    },
    "extensions": {
      "popadex": {
        "code": "payment_required",
        "message": "Payment is required for this endpoint"
      }
    },
    "x402Version": 2
  },
  {
    "error": "Payment Required",
    "accepts": [
      {
        "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
        "extra": null,
        "payTo": "0x6BF7079D05672646fFC88bD87691b6214B7aad02",
        "amount": "10000",
        "scheme": "exact",
        "network": "eip155:8453",
        "maxTimeoutSeconds": 60
      }
    ],
    "resource": {
      "url": "https://app.popadex.com/api/v1/calculations/tax_estimate",
      "tags": [
        "finance",
        "tax",
        "api"
      ],
      "mimeType": "application/json",
      "description": "PopaDex POST /api/v1/calculations/tax_estimate",
      "serviceName": "PopaDex"
    },
    "extensions": {
      "popadex": {
        "code": "payment_required",
        "message": "Payment is required for this endpoint"
      }
    },
    "x402Version": 2
  }
]

OVER TIME

All charts use the 30d selector; each series spans only the dates it has data for. Every series is also served as JSON at /api/v1/services/popadex-personal-finance-reference-api/price, /scores, /volume and /buyers. On-chain volume and distinct buyers are measured over the service's settlement address and are a conservative undercount (only settlements that reach a measured facilitator are counted). The on-chain series roll up hourly, so the latest day can be up to about an hour behind; distinct buyers are counted per payout address, so a service that settles to more than one address is an upper bound.

UPTIME
07-15 · uptime 100.0% · 205ms avg07-16 · uptime 100.0% · 193ms avg07-17 · uptime 100.0% · 254ms avg07-18 · uptime 100.0% · 135ms avg07-19 · uptime 100.0% · 133ms avg07-20 · uptime 100.0% · 101ms avg07-21 · uptime 100.0% · 153ms avg07-22 · uptime 100.0% · 162ms avg07-23 · uptime 100.0% · 124ms avg07-24 · uptime 100.0% · 205ms avg07-25 · uptime 100.0% · 152ms avg07-26 · uptime 100.0% · 179ms avg07-27 · uptime 100.0% · 223ms avg07-28 · uptime 100.0% · 228ms avg07-29 · uptime 100.0% · 163ms avg07-30 · uptime 100.0% · 144ms avg07-31 · uptime 100.0% · 188ms avg08-01 · uptime 100.0% · 154ms avg08-02 · uptime 100.0% · 175ms avg08-03 · uptime 100.0% · 188ms avg08-04 · uptime 100.0% · 212ms avg08-05 · uptime 100.0% · 327ms avg08-06 · uptime 100.0% · 220ms avg08-07 · uptime 100.0% · 196ms avg08-08 · uptime 100.0% · 258ms avg08-09 · uptime 100.0% · 360ms avg08-10 · uptime 100.0% · 246ms avg08-11 · uptime 100.0% · 245ms avg08-12 · uptime 100.0% · 188ms avg08-13 · uptime 100.0% · 178ms avg07-1508-13
30d UPTIME 100%
RESPONSE TIME
07-15 · 205ms avg07-15 · 205ms avg07-16 · 193ms avg07-16 · 193ms avg07-17 · 254ms avg07-17 · 254ms avg07-18 · 135ms avg07-18 · 135ms avg07-19 · 133ms avg07-19 · 133ms avg07-20 · 101ms avg07-20 · 101ms avg07-21 · 153ms avg07-21 · 153ms avg07-22 · 162ms avg07-22 · 162ms avg07-23 · 124ms avg07-23 · 124ms avg07-24 · 205ms avg07-24 · 205ms avg07-25 · 152ms avg07-25 · 152ms avg07-26 · 179ms avg07-26 · 179ms avg07-27 · 223ms avg07-27 · 223ms avg07-28 · 228ms avg07-28 · 228ms avg07-29 · 163ms avg07-29 · 163ms avg07-30 · 144ms avg07-30 · 144ms avg07-31 · 188ms avg07-31 · 188ms avg08-01 · 154ms avg08-01 · 154ms avg08-02 · 175ms avg08-02 · 175ms avg08-03 · 188ms avg08-03 · 188ms avg08-04 · 212ms avg08-04 · 212ms avg08-05 · 327ms avg08-05 · 327ms avg08-06 · 220ms avg08-06 · 220ms avg08-07 · 196ms avg08-07 · 196ms avg08-08 · 258ms avg08-08 · 258ms avg08-09 · 360ms avg08-09 · 360ms avg08-10 · 246ms avg08-10 · 246ms avg08-11 · 245ms avg08-11 · 245ms avg08-12 · 188ms avg08-12 · 188ms avg08-13 · 178ms avg08-13 · 178ms avg07-1508-13
AVG RESP 197ms
PRICE (captured 402, USD)
07-14 · $0.0108-13 · $0.01$0.0107-1408-13

Median across 4 endpoints. Use the selector to isolate one.

SUB-SCORES (uptime + x402 compliance)
07-15 uptime: 100.0% compliance: 92% checks07-16 uptime: 100.0% compliance: 92% checks07-17 uptime: 100.0% compliance: 100% checks07-18 uptime: 100.0% compliance: 100% checks07-19 uptime: 100.0% compliance: 100% checks07-20 uptime: 100.0% compliance: 100% checks07-21 uptime: 100.0% compliance: 100% checks07-22 uptime: 100.0% compliance: 100% checks07-23 uptime: 100.0% compliance: 100% checks07-24 uptime: 100.0% compliance: 100% checks07-25 uptime: 100.0% compliance: 100% checks07-26 uptime: 100.0% compliance: 100% checks07-27 uptime: 100.0% compliance: 100% checks07-28 uptime: 100.0% compliance: 93% checks07-29 uptime: 100.0% compliance: 93% checks07-30 uptime: 100.0% compliance: 93% checks07-31 uptime: 100.0% compliance: 93% checks08-01 uptime: 100.0% compliance: 93% checks08-02 uptime: 100.0% compliance: 93% checks08-03 uptime: 100.0% compliance: 93% checks08-04 uptime: 100.0% compliance: 93% checks08-05 uptime: 100.0% compliance: 93% checks08-06 uptime: 100.0% compliance: 93% checks08-07 uptime: 100.0% compliance: 93% checks08-08 uptime: 100.0% compliance: 93% checks08-09 uptime: 100.0% compliance: 93% checks08-10 uptime: 100.0% compliance: 93% checks08-11 uptime: 100.0% compliance: 93% checks08-12 uptime: 100.0% compliance: 93% checks08-13 uptime: 100.0% compliance: 93% checksuptimecompliance07-1508-13

checklist grew 11->14 on 2026-07-28; a step here is a metric change, not a regression

PILLARS OVER TIME (measured)

Measured site and economics pillars from the assessment history, so the latest value shown elsewhere on this page reads as a point on a trend rather than a permanent state.

VOLUME (on-chain settlement, USD)
no on-chain volume yet
DISTINCT BUYERS
no distinct buyers yet

COMPLIANCE

13/14 checks pass · grade C · failing: EIP-712 domain parameters present on every EVM entry

last 402 captured 2026-06-16 · last up 2026-08-13

  • 402 payload captured
  • accepts[] array present
  • payTo address recoverable
  • payTo at accepts[0].payTo (conformant shape)
  • payTo is a valid on-chain address
  • atomic price declared
  • atomic price in a sane range
  • asset (token) address declared
  • network resolves to CAIP-2
  • payment scheme declared
  • served over HTTPS
  • declares the current x402 version (2)
  • EIP-712 domain parameters present on every EVM entry
  • x402 v2 envelope delivered in the payment-required header

SITE PILLARS

  • homepage reachable
  • openapi doc
  • pricing page
  • llms.txt
  • robots.txt
  • terms page
recent checks (18) live · click to expand
TIME STATUS RESP CAUSE
● OK 200ms
● OK 139ms
● OK 287ms
● OK 88ms
● OK 190ms
● OK 82ms
● OK 116ms
● OK 188ms
● OK 120ms
● OK 129ms
● OK 85ms
● OK 242ms
● OK 86ms
● OK 143ms
● SLOW 316ms
● SLOW 301ms
● OK 271ms
● OK 264ms

EMBED THIS BADGE

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status
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</a>

RUN THIS SERVICE?

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