payment-ready until 2026-08-20
Surplus lines market data, per query. U.S. excess & surplus (E&S) insurance premium and policy-count statistics from state stamping office publications: time series, YoY summaries, and cross-state comparison. $0.10 single-state query, $0.50 compare, USDC on Base via CDP facilitator. Free discovery endpoints (/v1/coverage, /v1/lines), no API keys. Also an MCP server at /mcp.
Pay from $0.10 to $0.50 per request in USDC on Base, settled onchain via the x402 protocol, no signup, no API key needed.
first settlement 2026-07-09 · $9.29 all-time · settled via coinbase
ASSESSMENT
updated 2h agoEvidence-backed signals, not a single score. Click any chip for the proof. Measured values stay read-only; unknown is honest.
reliability 100%
- uptime 24h
- 100%
- uptime 7d
- 100%
- uptime 30d
- 100%
- uptime 90d
- 100%
- response p95
- 798ms
- avg response
- 395ms
- total checks
- 2,737
Measured on the unpaid 402 handshake, not the paid call. A service can 402 correctly and still fail after payment.
compliance A (14/14)
14 of 14 x402 conformance checks pass. Full checklist below.
price $0.10 to $0.50 (p93 in Data)
- price (min)
- $0.10
- price (max)
- $0.50
- category percentile (min)
- p93 in Data
- category percentile (max)
- p91 in Data
- endpoints / prices
- 3 / 2
- model
- tiered
- stability
- 100%
risk clean
No deterministic risk flag. Risk fires only on an exact blocklist match, or a reserved-brand name with a mismatched verified payTo. Never from low uptime, a high price, or a model guess.
- domain age
- 32d
- registrar
- Cloudflare, Inc.
- hosting
- custom
- domain created
- 2026-07-09
Identity facts, not a risk score.
traction $6.09 30d · 8 buyers
- volume 30d
- $6.09
- buyers 30d
- 8
- settlements 30d
- 62
- first settlement
- 2026-07-09
- last settlement
- 2026-08-13
- top buyer share
- 62% of 30d volume
- trend 7d vs 30d
- 0.06x the 30d daily rate
- networks
- eip155:8453
- volume all-time
- $9.29
- settlements all-time
- 78
- median settlement 30d
- $0.10
- max settlement 30d
- $0.50
- settled via
- coinbase ($6.09, 62 tx)
Conservative undercount: only USDC settlements via facilitators we measure are counted. A measured floor, not an estimate.
Top buyer share is a concentration signal, not part of the ranking score.
WHAT IT DOES
ai-derivedQueryLines provides U.S. excess & surplus insurance market statistics including premium, policy counts, and growth data by state, coverage line, and time period.
- category
- insurance-data
- in
- query params
AI-generated summary. The measured data is never altered by it.
ENDPOINTS
| METHOD | PATH | DESCRIPTION | PRICE | NETWORK | ASSET | 402 CHANNEL |
|---|---|---|---|---|---|---|
| GET | /v1/compare | $0.50 | Base | USDC | header | |
| GET | /v1/premium | $0.10 | Base | USDC | header | |
| GET | /v1/premium/summary | $0.10 | Base | USDC | header |
REQUEST / RESPONSE EXAMPLE
An unpaid request to GET /v1/compare returns HTTP 402 with the payment terms. Settle onchain via your facilitator, then retry with the X-Payment header.
curl -i 'https://api.querylines.com/v1/compare'
// 402 response (captured by monitor) · 3 payloads · click to expand
[
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x16be07aec4d16e8ec9039d16e7049ee47834acd7",
"amount": "100000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 300
}
],
"resource": {
"url": "https://api.querylines.com/v1/premium",
"tags": [
"insurance",
"surplus-lines",
"excess-and-surplus",
"market-data",
"premium",
"statistics"
],
"mimeType": "application/json",
"description": "U.S. excess & surplus (E&S / surplus lines) insurance premium and policy-count time series by state, coverage line, and month, quarter, or year. Aggregated from state stamping office publications; every response cites its source report. Florida, Texas, California, Illinois, Washington, and New York live -- TX history to 2009, CA monthly to 2017, NY annual only. $0.10 per query. Free discovery endpoints: /v1/coverage and /v1/lines. Docs: https://api.querylines.com/openapi.json",
"serviceName": "QueryLines"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {
"to": "2026-06",
"from": "2026-01",
"line": "all",
"state": "FL",
"granularity": "month"
}
},
"output": {
"type": "json",
"example": {
"data": [
{
"period": "2026-06",
"premium": 1877013891,
"policy_count": 204624,
"renewal_premium": null,
"renewal_policy_pct": 59,
"new_business_premium": null,
"new_business_policy_pct": 41
}
],
"line": "all",
"state": "FL",
"county": null,
"source": "FSLSO FL Monthly Premium Report, June 2026",
"data_as_of": "2026-06",
"granularity": "month",
"report_date": "2026-06-30"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method"
],
"properties": {
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"type": "object",
"required": [
"state"
],
"properties": {
"to": {
"type": "string",
"pattern": "^\\d{4}-\\d{2}$",
"description": "Month as YYYY-MM"
},
"from": {
"type": "string",
"pattern": "^\\d{4}-\\d{2}$",
"description": "Month as YYYY-MM"
},
"line": {
"type": "string",
"default": "all",
"description": "Coverage line name or source code; 'all' for statewide totals"
},
"state": {
"type": "string",
"description": "Two-letter state code, e.g. FL"
},
"county": {
"type": "string",
"description": "County name (annual county-level data only); omit for statewide totals"
},
"granularity": {
"enum": [
"month",
"quarter",
"half",
"year"
],
"type": "string",
"default": "month"
}
}
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
},
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x16be07aec4d16e8ec9039d16e7049ee47834acd7",
"amount": "100000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 300
}
],
"resource": {
"url": "https://api.querylines.com/v1/premium/summary",
"tags": [
"insurance",
"surplus-lines",
"excess-and-surplus",
"market-data",
"premium",
"statistics"
],
"mimeType": "application/json",
"description": "Year-over-year summary of U.S. excess & surplus (E&S / surplus lines) insurance premium and policy counts for a state and year: totals, prior-year comparison, and YoY percent change. Aggregated from state stamping office publications with source attribution. $0.10 per query. Docs: https://api.querylines.com/openapi.json",
"serviceName": "QueryLines"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {
"year": 2026,
"state": "FL"
}
},
"output": {
"type": "json",
"example": {
"year": 2025,
"basis": "annual_report",
"state": "FL",
"source": "FSLSO FL Annual Report, 2025",
"premium": 17331032536,
"data_as_of": "2025",
"prior_year": {
"year": 2024,
"premium": null,
"policy_count": null,
"months_available": 0
},
"report_date": "2026-04-09",
"policy_count": 1706935,
"renewal_premium": null,
"yoy_premium_pct": null,
"months_available": 3,
"renewal_policy_pct": 58,
"new_business_premium": null,
"yoy_policy_count_pct": null,
"new_business_policy_pct": 42
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method"
],
"properties": {
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"type": "object",
"required": [
"state",
"year"
],
"properties": {
"year": {
"type": "integer",
"description": "Calendar year, e.g. 2026"
},
"state": {
"type": "string",
"description": "Two-letter state code, e.g. FL"
}
}
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
},
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x16be07aec4d16e8ec9039d16e7049ee47834acd7",
"amount": "500000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 300
}
],
"resource": {
"url": "https://api.querylines.com/v1/compare",
"tags": [
"insurance",
"surplus-lines",
"excess-and-surplus",
"market-data",
"premium",
"statistics"
],
"mimeType": "application/json",
"description": "Compare U.S. excess & surplus (E&S / surplus lines) insurance premium and policy-count series across multiple states side by side, on normalized cross-state coverage categories. Aggregated from state stamping office publications with source attribution. $0.50 per query. Docs: https://api.querylines.com/openapi.json",
"serviceName": "QueryLines"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {
"from": "2026-01",
"line": "all",
"states": "FL,TX",
"granularity": "month"
}
},
"output": {
"type": "json",
"example": {
"line": "all",
"series": {
"FL": [
{
"period": "2026-06",
"premium": 1877013891,
"policy_count": 204624,
"renewal_premium": null,
"renewal_policy_pct": 59,
"new_business_premium": null,
"new_business_policy_pct": 41
}
],
"TX": [
{
"period": "2026-06",
"premium": 1906883138,
"policy_count": 110412,
"renewal_premium": null,
"renewal_policy_pct": null,
"new_business_premium": null,
"new_business_policy_pct": null
}
]
},
"source": {
"FL": "FSLSO FL Monthly Premium Report, June 2026",
"TX": "SLTX Policy and Premium Report, June 2026"
},
"data_as_of": "2026-06",
"granularity": "month",
"report_date": "2026-06-30"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method"
],
"properties": {
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"type": "object",
"required": [
"states"
],
"properties": {
"to": {
"type": "string",
"pattern": "^\\d{4}-\\d{2}$",
"description": "Month as YYYY-MM"
},
"from": {
"type": "string",
"pattern": "^\\d{4}-\\d{2}$",
"description": "Month as YYYY-MM"
},
"line": {
"type": "string",
"default": "all",
"description": "Coverage line or normalized category; 'all' for totals"
},
"states": {
"type": "string",
"description": "Comma-separated two-letter state codes, e.g. FL,TX or FL,CA"
},
"granularity": {
"enum": [
"month",
"quarter",
"half",
"year"
],
"type": "string",
"default": "month"
}
}
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}
] OVER TIME
All charts use the 30d selector; each series spans only the dates it has data for. Every series is also served as JSON at /api/v1/services/querylines/price, /scores, /volume and /buyers. On-chain volume and distinct buyers are measured over the service's settlement address and are a conservative undercount (only settlements that reach a measured facilitator are counted). The on-chain series roll up hourly, so the latest day can be up to about an hour behind; distinct buyers are counted per payout address, so a service that settles to more than one address is an upper bound.
Median across 3 endpoints. Use the selector to isolate one.
checklist grew 11->14 on 2026-07-28; a step here is a metric change, not a regression
Measured site and economics pillars from the assessment history, so the latest value shown elsewhere on this page reads as a point on a trend rather than a permanent state.
COMPLIANCE
14/14 checks pass · grade Alast 402 captured 2026-07-13 · last up 2026-08-13
- 402 payload captured
- accepts[] array present
- payTo address recoverable
- payTo at accepts[0].payTo (conformant shape)
- payTo is a valid on-chain address
- atomic price declared
- atomic price in a sane range
- asset (token) address declared
- network resolves to CAIP-2
- payment scheme declared
- served over HTTPS
- declares the current x402 version (2)
- EIP-712 domain parameters present on every EVM entry
- x402 v2 envelope delivered in the payment-required header
SITE PILLARS
- homepage reachable
- openapi doc
- pricing page
- llms.txt
- robots.txt
- terms page
recent checks (18) live · click to expand
EMBED THIS BADGE
<a href="https://x402-list.com/services/querylines?utm_source=badge&utm_medium=referral&utm_campaign=embed"> <img src="https://x402-list.com/badge/querylines.svg" alt="QueryLines listed on x402-list" height="28"> </a>
[](https://x402-list.com/services/querylines?utm_source=badge&utm_medium=referral&utm_campaign=embed)
<a href="https://x402-list.com/services/querylines?utm_source=badge&utm_medium=referral&utm_campaign=embed"> <img src="https://x402-list.com/badge/querylines.svg?data=uptime" alt="QueryLines uptime on x402-list" height="28"> </a>