verza
Verification PAYMENT-READYpayment-ready until 2026-08-20
South African verification primitives for AI agents: identity and VAT number validation, and NCA credit-agreement lawfulness checks against the Regulation 42 interest caps. CIPC company lookup in development. Paid per call via the x402 protocol (USDC on Base). No accounts, no API keys.
Pay from $0.01 to $0.25 per request in USDC on Base, settled onchain via the x402 protocol, no signup, no API key needed.
first settlement 2026-07-10 · $2.67 all-time · settled via coinbase
ASSESSMENT
updated 1h agoEvidence-backed signals, not a single score. Click any chip for the proof. Measured values stay read-only; unknown is honest.
reliability 99.2%
- uptime 24h
- 100%
- uptime 7d
- 98.3%
- uptime 30d
- 99.2%
- uptime 90d
- 99.2%
- response p95
- 883ms
- avg response
- 582ms
- total checks
- 1,448
Measured on the unpaid 402 handshake, not the paid call. A service can 402 correctly and still fail after payment.
compliance A (14/14)
14 of 14 x402 conformance checks pass. Full checklist below.
price $0.01 to $0.25 (p31 in Verification)
- price (min)
- $0.01
- price (max)
- $0.25
- category percentile (min)
- p31 in Verification
- category percentile (max)
- p69 in Verification
- endpoints / prices
- 2 / 2
- model
- tiered
- stability
- 100%
risk clean
No deterministic risk flag. Risk fires only on an exact blocklist match, or a reserved-brand name with a mismatched verified payTo. Never from low uptime, a high price, or a model guess.
- domain age
- 27d
- registrar
- CloudFlare, Inc.
- hosting
- custom
- domain created
- 2026-07-15
Identity facts, not a risk score.
traction $2.30 30d · 22 buyers · top buyer 92%
- volume 30d
- $2.30
- buyers 30d
- 22
- settlements 30d
- 196
- first settlement
- 2026-07-10
- last settlement
- 2026-08-13
- top buyer share
- 92% of 30d volume
- trend 7d vs 30d
- 0.03x the 30d daily rate
- networks
- eip155:8453
- volume all-time
- $2.67
- settlements all-time
- 317
- median settlement 30d
- $0.01
- max settlement 30d
- $0.50
- settled via
- coinbase ($4.60, 196 tx)
Attributed pro-quota: this payout address is shared, so volume is the operator-level figure divided by the services sharing it, while buyer and transaction counts stay whole. A declared convention, not an individually observed measure, and still a conservative undercount.
Currently sharing this payout address with zaref.
Top buyer share is a concentration signal, not part of the ranking score.
WHAT IT DOES
ai-derivedVerza provides South African identity, VAT, and credit agreement verification services.
- category
- identity-verification
- in
- path
AI-generated summary. The measured data is never altered by it.
ENDPOINTS
| METHOD | PATH | DESCRIPTION | PRICE | NETWORK | ASSET | 402 CHANNEL |
|---|---|---|---|---|---|---|
| GET | /v1/id-validate/8001015009087 | $0.01 | Base | USDC | header | |
| GET | /v1/loan-check/unsecured/28.5/2024-03-15 | $0.25 | Base | USDC | header |
REQUEST / RESPONSE EXAMPLE
An unpaid request to GET /v1/id-validate/8001015009087 returns HTTP 402 with the payment terms. Settle onchain via your facilitator, then retry with the X-Payment header.
curl -i 'https://verza.dev/v1/id-validate/8001015009087'
// 402 response (captured by monitor) · 2 payloads · click to expand
[
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x6382E6929A20B7Eb02BdACfb5368362984B24C15",
"amount": "250000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 300
}
],
"resource": {
"url": "https://verza.dev/v1/loan-check?credit_type=unsecured&annual_rate_percent=28.5&date_concluded=2024-03-15",
"mimeType": "application/json",
"description": "South African NCA loan agreement verification (Reg 42 Verify): Independent lawfulness check of a South African credit agreement's interest rate against the National Credit Act (NCA) Regulation 42 maximum rate caps, the statutory interest rate cap that replaced the old usury limits: the maximum rate is fixed at the repo rate on the date the agreement was concluded."
},
"extensions": {
"bazaar": {
"info": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {
"credit_type": "unsecured",
"date_concluded": "2024-03-15",
"annual_rate_percent": "28.5"
}
},
"output": {
"type": "json",
"example": {
"verdict": "unlawful",
"interest": {
"charged_percent": 32,
"maximum_lawful_percent": 28.25,
"excess_percentage_points": 3.75
}
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method"
],
"properties": {
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"type": "object",
"required": [
"credit_type",
"annual_rate_percent",
"date_concluded"
],
"properties": {
"credit_type": {
"enum": [
"unsecured",
"mortgage",
"credit_facility",
"developmental",
"other",
"short_term",
"incidental"
],
"type": "string"
},
"date_concluded": {
"type": "string"
},
"annual_rate_percent": {
"type": "string"
}
}
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
},
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x6382E6929A20B7Eb02BdACfb5368362984B24C15",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 300
}
],
"resource": {
"url": "https://verza.dev/v1/id-validate?id=8001015009087",
"mimeType": "application/json",
"description": "South African SA ID number validation: Structural validation of a South African identity number with safe decode: Luhn check digit, birth date, gender and citizenship segments (citizen or permanent resident). The structural step in KYC, KYB and customer onboarding or due diligence workflows: derive date of birth, age, gender and citizenship without storing the identity. Stateless, never stored or logged (POPIA-conscious by construction)."
},
"extensions": {
"bazaar": {
"info": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {
"id": "8001015009087"
}
},
"output": {
"type": "json",
"example": {
"valid": true,
"gender": "male",
"birth_date": "1980-01-01",
"citizenship": "SA citizen"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method"
],
"properties": {
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"type": "object",
"required": [
"id"
],
"properties": {
"id": {
"type": "string"
}
}
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}
] OVER TIME
All charts use the 90d selector; each series spans only the dates it has data for. Every series is also served as JSON at /api/v1/services/verza/price, /scores, /volume and /buyers. On-chain volume and distinct buyers are measured over the service's settlement address and are a conservative undercount (only settlements that reach a measured facilitator are counted). The on-chain series roll up hourly, so the latest day can be up to about an hour behind; distinct buyers are counted per payout address, so a service that settles to more than one address is an upper bound.
Median across 2 endpoints. Use the selector to isolate one.
checklist grew 11->14 on 2026-07-28; a step here is a metric change, not a regression
Measured site and economics pillars from the assessment history, so the latest value shown elsewhere on this page reads as a point on a trend rather than a permanent state.
Shared payout address (1 other service). These bars are the full shared address (operator-level), so do not sum them across the services that share it. Where a per-service figure is attributed, the assessment block and the ranking, it is the address total divided pro-quota by the 2 services sharing it: a declared convention, not an individually observed measure.
Shared payout address (1 other service). These bars are the full shared address (operator-level), so do not sum them across the services that share it. Per-service buyer and transaction counts are shown whole (integers), not divided; only volume is attributed pro-quota. A declared convention, not an individually observed measure.
COMPLIANCE
14/14 checks pass · grade Alast 402 captured 2026-07-28 · last up 2026-08-13
- 402 payload captured
- accepts[] array present
- payTo address recoverable
- payTo at accepts[0].payTo (conformant shape)
- payTo is a valid on-chain address
- atomic price declared
- atomic price in a sane range
- asset (token) address declared
- network resolves to CAIP-2
- payment scheme declared
- served over HTTPS
- declares the current x402 version (2)
- EIP-712 domain parameters present on every EVM entry
- x402 v2 envelope delivered in the payment-required header
SITE PILLARS
- homepage reachable
- openapi doc
- pricing page
- llms.txt
- robots.txt
- terms page
recent checks (18) live · click to expand
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